Phil is the director and co-founder of fscom and has over 12 years experience of regulatory consulting, specialising in financial crime.

Phil’s experience has been gained in regulatory licencing applications and audits within payments, e-money, cryptocurrency firms and challenger banks. He has a keen interest in the cryptocurrency sector and has assisted a number of leading crypto firms in the UK and Ireland gain their e-money licences. He organises and sits on a number of crypto roundtables across the UK and Ireland and regularly speaks at conferences on financial crime prevention.

Phil currently sits on the Emerging Payment Association’s (EPA’s) Project Financial Crime which aims to raise awareness of the impact of financial crime on the public, consumers and businesses and combat it through policy statements and thought leadership.

He was formerly head of compliance for a global e-money institution in Europe.