Safeguarding

We support payment and e-money firms to safeguard customer funds through expert audit, training and advisory services that establish robust…
Fraud

From authorised push payment (APP) scams to digital payment attacks, fraud is a growing threat. Our compliance maturity specialists help…
Cyber security and IT compliance

We help firms master cyber security and IT compliance in an era of increasing threats and sharper regulatory scrutiny. Our…
Anti-money laundering and financial crime

AML threats are evolving and regulations are tightening. Our compliance maturity specialists help firms strengthen AML frameworks, compliance monitoring and…
Regulatory Supervision

Regulatory supervision Firms are facing increasing oversight through FCA S166 Skilled Person Reviews, S165 Information Requests, and the Central Bank…
Prudential Risk

Regulators expect firms to maintain strong capital, liquidity and wind-down plans to survive stress and protect customers. From ICARA to…
Customer Due Diligence & CDD Remediation

Maintaining high quality CDD data can be time consuming, resource intensive and complex. From backlog remediation to framework optimisation, we…
Client assets sourcebook (CASS)

CASS remains a key regulatory focus demanding rigorous client asset protection. From audits to remediation, we help firms mitigate risk,…
Operational resilience

In an interconnected financial world, operational resilience isn’t optional. We help firms embed resilience, ensuring FCA, PRA and EU compliance…
Consumer Duty

The FCA’s Consumer Duty regulation raises the bar for customer protection. We help financial service firms ensure compliance by meeting…
Success stories

In our clients’ own words

Benefitting from our expertise
"Just a word of thanks to you and the team on your continued support! Your expert advice provides us with peace of mind when it comes to regulatory compliance so thank you!"
Kam Biring
MLRO, Currencies Direct
"fscom helped us become authorised as a limited permission consumer credit broker, and we couldn't have been happier with the support. Their deep regulatory knowledge and practical approach kept us prepared at every stage - from our application and policies to FCA queries and the interview. Highly recommended."
Neil Spottiswoode
Director, Sync Living
"It has been a pleasure working with Phil (Creed), he understands what the business can do and what the regulators require. I think that is a huge help to firms who are trying to get authorised or audited."
Shannon Krishna
Head of Compliance, InCard
"The main thing fscom brings to the market is practical advice. They don’t hide behind niche interpretations or grey areas. They understand the regulations and they give you step by step instructions and guidance, helping you implement it from a practical perspective."
Andrew Johnston
Head of Compliance & MLRO
Foreign Currency Partners
"fscom has been an invaluable compliance partner, providing pragmatic, commercial and highly responsive support across a range of regulatory matters. We've particularly valued Andy Hicks' experience and judgement - his industry knowledge and thoughtful advice have helped us navigate complex challenges with confidence. We would not hesitate to recommend fscom."
Araminta Le Flufy
Director, Whitman Asset Management
“Having partnered with fscom for our internal audit, advisory, and assurance needs for 5+ years, they consistently exceed our expectations. Their knowledge spans multiple jurisdictions and regulatory frameworks, with a flexible approach that matches our needs, timelines and budget. We view them as an extension of our firm."
Alessio Giorgi
Chief Risk Officer, Lumon
"The 'Andrews' from fscom provide excellent compliance support to our regulated investment management firm. Their experience and expertise continues to provide us with trustworthy advice and 1st class support. They are a pleasure to work with."
Peter Green
Compliance Officer, Variance Capital Asset Management
"fscom has been invaluable in helping us establish a sound governance framework for our programme managers and distributors. Their team helped us build a risk-based methodology for oversight, plus clear guidance on the management information needed to monitor compliance. The result: a structured, proportionate oversight model we trust."
Zakiyah Martinez
Chief Risk and Compliance Officer, Paynetics
"There's always been a strong rapport - they understand the pressures compliance teams face and how to achieve compliance effectively. They provided excellent support helping us progress from applying for a licence to successfully obtaining it, shaping our application to meet FCA requirements clearly."
Laura Hanna
Chief of Compliance and MLRO, Cremello Currency Management
"MarTrust has worked with fscom for around ten years. Personally, I’ve worked with them for approximately 15 years across different organisations. They have provided audit and advisory support. A key recent achievement was helping us secure our EMI licence in August 2025 - a major milestone and we greatly valued their support throughout"
Abigail Grise
Global MLRO, MarTrust
"Their impact has been significant. As there are limited accepted AML auditors, fscom being on that list is critical. Their safeguarding audits have also been invaluable. I would recommend fscom to any PSP, EMI, or similar firm. Their depth of expertise in specialist areas is not easily found elsewhere.”
Daniel Smith
Group Chief Risk & Compliance Officer, Ballinger
"The asset management team at fscom led by Andy Hicks, and our account manager Andrew Sherski offer us considerable support and have done so for many years. Their expertise and responses to regulatory evolvements are valuable to our team in meeting a wide variety of challenges."
Ben Weiner
MLRO, Chelverton Asset Management
"fscom have provided invaluable support to our growing business. The team are knowledgeable, professional and work towards maintaining high regulatory standards. Highly recommended!"
Helen Nicolaou
MLRO, Meteor
Ready to advance your compliance maturity?

Connect with our sector specialists for tailored guidance on where you stand - and where to go next. Whether you need authorisation, assurance or a path through regulatory pressure, we'll help you take the next step with clarity and confidence. Let’s talk.

info@fscom.co