
Business Issue
An international distribution company with annual revenues of $633 million was seeking to obtain full consumer credit permissions from the FCA. Previously authorised by the Office of Fair Trading, the company offered water and coffee distribution services, including consumer hire activities and credit broking. They needed to ensure they met all necessary regulatory requirements to expand their operations under FCA permissions.
Solution
fscom assembled a multi-disciplinary team of FCA consumer credit experts, credit risk specialists, financial crime experts, and financial promotion consultants. This team worked together to ensure the company met all regulatory requirements for the consumer credit permissions application.


Benefits
The client successfully obtained FCA authorisation, ensuring compliance with the necessary regulations and enabling them to expand their business activities under the FCA’s consumer credit framework. The application process was streamlined with the support of fscom's combined expertise, reducing potential delays or issues.
Client
Feedback
The client was pleased with the efficiency and expertise provided by fscom’s multi-disciplinary team. They appreciated the clear guidance and support throughout the process, which ultimately led to a successful FCA authorisation within the 32-week timeframe.