"I’m really pleased with the way things went this year. I’m a big exponent of a transparent audit approach and having auditors that are working with you not against you. This was certainly the case this year."

"fscom has a true expertise in the FinTech industry. This expertise reflects on the quality and efficiency of their audit practice. The audit is very well structured, time and cost effective and the focus is putted on what really matters to the regulator and the industry. Conscious of the market best practice and of the audited company's dimensions, the feed-back received during the audit and in the audit report is adapted, balanced and realistic."

“Just a word of thanks to you and the team on your continued support! Your expert advice provides us with peace of mind when it comes to regulatory compliance so thank you!”

“As the first full licence virtual currency exchange, we wanted to do things right for our customers from the start. fscom’s experience was evident as they assisted us in navigating the intense regulatory landscape and putting the appropriate processes in place to ensure we achieved this core corporate objective.” 

“fscom’s unique insight into and experience of the FCA’s ways of working was invaluable in helping us through our E-money Authorisation. Having ex-regulators on the team meant that we benefited greatly from their expert advice and significant experience."

“We chose fscom to engage with us on our internal audit programmes in recent years due to their knowledge and expertise within the payments and e-money sector. We worked with Alison and her team on our safeguarding audit last year and the process was smooth and transparent.”

“We have engaged fscom over a number of years to work with us on our internal audit programme for our regulated UK and Ireland entities. Among other areas, the fscom team undertook our safeguarding audit, bringing technical knowledge as well as industry best practice to bear. The fscom team has always been extremely responsive to our needs and provides a high quality, efficient service.”

“We found the wind-down plan a useful process as it helped us to understand the risks to the business, enabling us to prioritise suppliers and contracts. Having also been recently acquired, working with our new owners we were able to leverage the wind-down plan to streamline the business.”

“They know the regulations inside out, both on the regulatory compliance side and the financial crime compliance side. When it comes to bringing things to life, getting that regulation and actually making it meaningful on policies, processes, that’s where fscom are helping us a lot. From an authorised payment institution, we’ve become a bank. As part of that, there’s an increased requirement for governance, policies, procedures etc and we worked closely with them in developing that part for the UK branch.”

“We decided to work with fscom due to their knowledge of the payments and e-money sector, as well as their experience of working with the FCA. The fscom team are always on hand to support us and we have worked with a number of their experts across our compliance obligations for safeguarding, financial crime and regulatory compliance.”